Terms & Conditions

1. Introduction

These Terms & Conditions, together with the Privacy and Cookie provisions below (collectively, the “Terms”), govern the use of the website https://xpatly.eu (the “Website”), operated under the EVERCOUR BROKERAGE OÜ brand. By accessing the Website or creating an account, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, you must not use the Website.

2. Company Information

• EVERCOUR BROKERAGE OÜ
• Registration code: 17349439
• VAT code: EE102912999
• Registered in: Republic of Estonia
• Email: info@xpatly.eu
• Additional email: thexpatly@gmail.com

3. Nature of the Platform and Disclaimer

Xpatly is a digital platform providing general informational content and tools related to expatriation, relocation, and international living. The content provided on the Website is for informational purposes only and does not constitute legal, tax, immigration, financial, or professional advice. Users are solely responsible for verifying information with official authorities or qualified professionals.

4. Eligibility

To use the Website and create an account, you must be at least 18 years old, have legal capacity to enter into binding agreements, and provide accurate and up-to-date information.

5. User Accounts

Certain features of the Website require account creation. Users must keep login credentials confidential and are responsible for all activity under their account. Unauthorized access must be reported immediately.

6. Cost of Services

All services and features on Xpatly are currently provided free of charge. EVERCOUR BROKERAGE OÜ reserves the right to introduce paid services or modify features in the future.

7. Acceptable Use

Users must not use the Website for unlawful purposes, interfere with security or functionality, upload harmful or misleading content, or commercially exploit Website content without authorization.

• Use the Website only for lawful purposes.
• Do not interfere with the security or functionality of the Website.
• Do not upload harmful, misleading, or abusive content.
• Do not commercially exploit Website content without authorization.

8. Intellectual Property

All content on the Website, including text, design, branding, logos, and software, is the intellectual property of EVERCOUR BROKERAGE OÜ or its licensors.

9. Third-Party Links

The Website may contain links to third-party websites or services. EVERCOUR BROKERAGE OÜ is not responsible for third-party content, availability, or privacy practices.

10. Limitation of Liability

To the maximum extent permitted by law, the Website is provided on an “as-is” and “as-available” basis, and use of the Website is entirely at the user’s own risk.

11. Termination

Access to the Website may be suspended or terminated if these Terms are violated, for legal or regulatory reasons, or if the platform is discontinued.

12. Content Moderation & Reporting

Users can report listings or messages that violate these Terms or applicable law. We review reports, may remove or restrict content, issue warnings, suspend or ban accounts, and provide a statement of reasons for enforcement decisions. Reported users can submit an appeal through the platform. We may take action against repeat offenders.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Estonia. All disputes shall fall under the exclusive jurisdiction of the Estonian courts.